How to Protect Your Home from Severe Weather

"While summer is exciting as it brings warmer weather and often some much-needed rainfall, it also typically comes with harsh weather conditions that can cause damage to homes and infrastructure. However, there are measures you can take to protect your property," says Gerhard Kotzé, CEO of the RealNet property group.

"The roof is often one of the last things homeowners check when performing general maintenance on their homes, yet it plays a crucial role in protecting your home from the elements. Whether you've just purchased a new home or have owned your property for a long time, it's a good idea to contact a specialist to assess the condition of your roof and identify any potential concerns."

"Regular inspections can help you detect issues such as cracked tiles, loose sheeting, and deteriorating timber, which could compromise the integrity of your roof. You can also prevent weather-related damage by performing your own maintenance, such as ensuring your gutters are clear and well-maintained."

"If you live in a region affected by drought, your first priority should be to identify and address potential fire hazards, such as dead trees and shrubs. If you have a wooden deck or any other significant wooden fixtures on your property, like a lapa, it's essential to have them inspected and treated with fire-retardant spray. Additionally, clearing away dead leaves, debris, and overgrown trees or bushes near your lapa can help prevent a fire from spreading further."

"Unfortunately, there are some extreme weather conditions that no amount of preparation can shield you from, which is why it's always a good idea to review your insurance policy and confirm what you are covered for."

"There's an important distinction between home contents insurance and buildings insurance, which some people may overlook. Buildings insurance protects the physical structure of your home and any permanent fixtures or outbuildings from fire and other damage."

"If you have a bond, you will already have buildings insurance, as it's a compulsory component of your bond. However, home contents insurance, which covers everything inside your home, is not compulsory, and many people don't have it. While it may be an additional monthly expense, it's a worthwhile investment. If something happens to your home, replacing everything out of pocket can be a significant financial burden."